Financing for your practice. And so much more.

Practice Financing FAQ's

What types of business projects are covered under practice financing?
What financing programs does Matsco offer?
What is customized practice financing?
Don't all practice lenders offer customized financing packages?
How is Matsco different from other practice lenders?
How do I decide whether to buy an existing practice or start my own?
How can I find my Matsco Regional Financing Officer?
What geographic areas does Matsco serve?
How would you describe the typical Matsco client?
How do I apply for Matsco financing?
Do I need to provide financial documentation with my application?

What types of business projects are covered under practice financing?

Practice financing programs fund business projects focused on growing your practice, such as: practice acquisition, start-up, construction projects (including ground-up, remodel, expansion and leasehold improvements), new equipment purchases, working capital and business refinance programs.

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What financing programs does Matsco offer?

Matsco provides customized practice financing programs for projects ranging from practice acquisition and start-up and expansion, to equipment purchases, commercial real estate and business refinance programs. You can link to more information about these programs here:

• Practice Acquisition
• Practice Start Up
• Expansion & Equipment Financing
• Business Refinance
• Commercial Real Estate
• Line of Credit

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What is customized practice financing?

Customized practice financing is the process of designing a loan package that meets as closely as possible your monthly budget requirements and preferred payment terms (number of years for loan payment), while providing the best interest rates available. All of these factors are carefully calculated at Matsco when designing your custom practice financing package.

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Don’t all practice lenders offer customized financing packages?

No. Many lenders can only offer a predetermined financing package because of their large size and bureaucratic network. But Matsco has the flexibility and the resources to provide customized, friendly, knowledgeable service to every client, based on your particular needs.

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How is Matsco different from other practice lenders?

There are three key ways that Matsco is different from other lenders.

First, Matsco provides practice financing based primarily on the income of your practice, rather than personal assets such as your home. This allows you to preserve the equity of those assets for future use, while enabling new graduates and others with fewer accumulated assets to more easily make the leap to ownership.

Second, when you finance with Matsco, you're automatically enrolled in our signature Practice Success^TM Program. You’ll experience our legendary personal service and professional support with free project consultation plus practical tools and educational resources related to your project. Our unique library of proprietary business planning tools and dental industry service providers is readily available to support you in all aspects of managing your practice.

And third, Matsco is a valuable resource in administering the financial details of your project, helping you stay focused on what really matters – your patients. While other lenders finalize the relationship when they deliver your check, our team is just getting started, providing vendor referrals, tracking invoices and coordinating payment schedules to ensure your vendors are satisfied and your project stays on schedule. We manage the details of your financing program so you can stay focused on generating the cash flow that keeps your practice flourishing.

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How do I decide whether to buy an existing practice or start my own?

Matsco offers numerous resources to help you answer important business questions like these. To get started, you can read our online article, Start-up or Acquisition – What’s Right For You? You can also call your Regional Financing Officer for helpful information.

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How can I find my Matsco Regional Financing Officer?

Locate your Financing Officer for your region, call us at 800.326.0376, or send us an email.

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What geographic areas does Matsco serve?

Matsco serves the entire United States and is supported by ten sales regions. Our headquarters are in Emeryville, California, just outside of San Francisco.

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How would you describe the typical Matsco client?

We work with doctors through every stage of their careers, and our clients tend to be solo practitioners or partners who are investing in a significant career or practice transition, such as a practice acquisition or start-up, remodel or expansion, or retirement planning through debt consolidation and reinvestment.

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How do I apply for Matsco financing?

To start the application process, simply Apply Now, or call 800.326.0376 to speak with a Dental Financing Specialist.

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Do I need to provide financial documentation with my application?

The supporting documentation required for your application depends on the type of financing for which you are applying. Please call us at 800.326.0376 for more information or send us an email with your question.

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Apply now or call 800.326.0376 to speak with a Dental Financing Specialist.

Or call 800.326.0376 today!